serving the clinton community since 1900
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1175 Main Street ● Clinton, MA ● TEL: 978-365-3172 ● FAX: 978-368-8651

Auto Insurance

Your car is one of your most valuable assets. It is also one of the most dangerous. Dangerous in the terms of the harm it can cause - and, when there is an accident, the damage it can do to your financial security.

Life Insurance

Life insurance is essential for a number of different reasons. It is a financial instrument that allows you to protect your family and loved ones when you're gone and also a tool to finance your objectives from education to retirement while you are alive.

Homeowners Insurance

Your home is one of the most valuable assets you own. Because of this, you will want a homeowners policy that gives the protection you need at the very best price possible.

Renters Insurance

Why do you need renters insurance? To cover your belongings, you and your guests from mishaps, and even hotel expenses in case of an emergency. In other words, protect yourself from unexpected damages

and injuries

Business - Owners Insurance

Whether your business is large or small, we represent companies that have the coverages to meet the needs of your business. Business Owners' Policy, Workers' Compensation, Business Auto, Property and Liability Insurance.

Business - Worker's Compensation

Workers' Compensation is a system established under state law that provides payments, without regard to fault, to employees injured in the course and scope of their employment. We represent several companies that will evaluate your current conditions and recommend ways to cut your losses. For more details see Useful Information.

Business - Auto

Limits and coverages to accommodate your needs. One vehicle or a fleet, we represent carriers that will tailor a policy to your requirements.

Business - Liability Insurance

What ever limits you require to meet your business goals we can provide. Including Professional Liability coverage if that's your need.


1175 Main Street ● Clinton, MA ● TEL: 978-365-3172 ● FAX: 978-368-8651

  • Woodruff plaza, clinton ma

    We are located in the Woodruff Plaza in Clinton MA next to Shaw's Supermarket.Stop by for a quote or for advice on comprehensive insurance planning







  • Our Humble Beginnings

    After emigrating from Glasgow, Scotland around 1880, David V. Carruth established his insurance company in 1900. Becoming a prominent businessman in Clinton, it is no surprise that he was one of the members of the Clinton Industries Corporation. This group of prominent Clintonians saved the town of Clinton when the mills closed during the great depression.


    David's daughter Dorothy W. Carruth took over the business when David passed away in 1941. She ran the operation until 1982. In 1964, David's grandson John W. Child started working with the company. Joined later by

    David's great grandson John W. Child, Jr. in 1985.


    The David V. Carruth Insurance Company began at 109 High Street in the Globe Theatre Building (currently the Clinton Savings Bank parking lot). The offices remained on High Street until the building was closed around 1970, at which time they moved to Woodruff Plaza.


    One of the stars of the operation was Susan E. Sullivan. She worked with the company from 1928 until her retirement in 1977. She ran the office for almost 50 years and worked with David Carruth, Dorothy Carruth and John Child.


Contact Us

1175 Main Street ● Clinton, MA ● TEL: 978-365-3172 ● FAX: 978-368-8651

John Jr: