AUTO

INSURANCE

 
Your car is one of your most valuable assets. It is also one of the most dangerous. Dangerous in the terms of the harm it can cause - and, when there is an accident, the damage it can do to your financial security. 

   
Property Damage Liability 
Coverage is in case you damage property that belongs to someone else. It's usually someone else's car - but not always. People have damaged all sorts of things - buildings, lamp posts, fences, carports. Just about anything you can hit with a car. 

Collision Insurance 
That's coverage for your car in the event your car is damaged in a collision with another car or other object. 

Comprehensive Insurance 
Covers your car in the event of theft or damage caused by something other than a collision. For instance, vandalism is covered under comprehensive. 

Medical Payments 
This coverage pays medical bills for you, members of your family and passengers in the event of an accident. 

Uninsured Motorist 
This pays for injuries if you are hit by a driver who does not have insurance. Even in states where insurance is mandatory, there are lots of drivers on the road who don't have insurance. 

Business Auto Insurance 
Personal auto policies exclude autos used for Commercial and Business purposes and would therefor require coverage on a policy designed for such use. If you use your automobile in business be sure you have the right policy and coverage is not excluded